Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative or get a get a house insurance quote.3
My Drive
Get a personalized car insurance premium with my Drive™ and access a set of helpful features in the app. Activate my Drive today!
Good Record Protection
Enjoy forgiveness for one claim every 5 years, with no premium increase as a result of this claim upon renewal.
Good driving benefits
For eligible new clients: enjoy the best premium available from Intact Insurance, free Good driving record protection and enrolment to my Drive™!
Roadside Assistance
Drive worry-free with roadside assistance from Intact Insurance. Get help fast, when you need it.
My auto privilege
My Auto Privilege offers a robust double protection at a competitive rate. Hit the road with peace of mind with Roadside assistance and Good driving record protection.
Umbrella - Personal liability insurance
For those who need greater personal liability protection, this add-on is an extension to your base insurance policy and provides coverage for your personal liability an auto civil liability in Canada and the U.S.A.
Stay Protected on Every Drive
Your car is an essential part of your daily life, getting you where you need to go safely and efficiently. Car insurance gives you the confidence to drive without worry, knowing you’re protected against accidents, theft, and unexpected damages. Whether it’s a minor incident or a major setback, the right coverage helps you recover quickly and stay on track.
With flexible plans designed to suit your needs and budget, you can choose the level of protection that fits your lifestyle. Take control of your journey today and enjoy every drive with the assurance that you, your vehicle, and your future are well protected.
Car Insurance
Get coverage for your Car
Getting coverage for your car is a smart step toward protecting both your vehicle and your financial well-being. Whether you’re driving to work, running errands, or heading out on a long trip, the unexpected can happen at any time. With the right insurance in place, you’re covered against accidents, theft, and damage—so you can stay focused on the road ahead.
Why do you need car insurance?
The right car insurance is required to make sure you're protected in the event damage to your vehicle occurs. In case of a collision, vandalism, or another insured peril, you can count on your protection and our claims team. Though insurance has a public automobile insurance plan run by the Société de l'assurance automobile, drivers still require car insurance to protect their civil liability and damages to their vehicle.
Ways to save on car insurance
When choosing your car insurance, make sure to take advantage of some ways to save money to lower your car insurance premium. Here are some of our suggestions to help you save:
- Owning a hybrid or electric vehicle
- Driving safely and avoiding traffic violations
- Driving a vehicle that is more affordable to insure
- Bundling your vehicle and home insurance policies with Synchro insurance
FAQs
Car insurance typically covers damages from accidents, theft, fire, vandalism, and sometimes natural disasters. Depending on your plan, it may also include liability coverage for injuries or damages caused to others.
In many places, having at least basic car insurance is required by law. Even where it’s not mandatory, having coverage is highly recommended to protect you from unexpected financial losses.
Your premium is based on several factors, including your driving history, age, location, type of vehicle, and how often you use your car. Safer driving and lower risk profiles often result in lower premiums.
First, ensure everyone’s safety and seek medical help if needed. Then document the scene, exchange information with the other party, and contact your insurance provider to start the claims process.
Yes, you can reduce costs by choosing higher deductibles, maintaining a clean driving record, bundling policies, and taking advantage of available discounts offered by your insurance provider.
